This notice is for your information and no response is required.
Maintaining the privacy of the information you share with us in the process of doing business with Miller & Associates Insurance Group, Inc. is extremely important to us. When you purchased a product from Miller & Associates Insurance Group, Inc. you entered into a relationship that is built and largely dependent upon mutual trust. We want to assure you that we strive to conduct business in ways worthy of that trust. Maintenance of our privacy and policies is a critical component of that resolve and we want you to know that we are committed to maintaining the highest level of confidentiality with all the information we receive from you.
Why and How we collect information:
In the conduct of our business with you, we often need to collect what is known as “nonpublic personal information.” This is information about you that we obtain in connection with providing a financial product or service to you. We may need this information to evaluate a request for insurance or other products or services, administer our products or services, or to process transactions which you requested.
We obtain most nonpublic personal information about our customers directly from our customers. The information you give to us when you apply for a product or service from Miller & Associates Insurance Group. Inc., generally provides us with the information we need in order to transact business process that you have authorized. We may collect nonpublic information about you from:
· Applications or other forms, with information such as name, address, Social Security number, asses and income, employment status, birth date:
· Your transaction with us, or our affiliates, or with others, such as account activity, payment history and products and services purchased;
· Consumer reporting agencies and verification services; or the state Motor Vehicle Department concerning your driving record.
· With respect to life insurance or health insurance policies only, we may also collect medical, health, avocation and other personal information from applications, medical providers, the Medial Information Bureau and hospitals.
· We may also ask you for additional financial information in order to help determine how to best meet your financial goals.
How we protect the information:
We maintain strong safeguards t protect the information you have shared with us. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal financial information. All employees are required to comply with our established confidentially procedures and policies.
We consider any nonpublic, personal information provided by any associates of Miller & Associates Insurance Group, Inc. in the course of a business transaction as being completely confidential.
Our Commitment to Confidentiality:
We will not sell nonpublic personal finance information about you, our customers-or our former customers-nor will we disclose it to anyone, unless we have previously informed you in disclosures or agreements, have been authorized by you, or are permitted to do so by law. We restrict access to nonpublic personal financial information to those employees and associates who need that information in order to provide products and services to you.
We will only disclose any of your consumer report information if its’ disclosure is necessary in connection with a product of service you have requested and only if you have consented to its disclosure, or as permitted by law.
We will not use or share medical information we have received about your for any reason except for underwriting purposes, as otherwise authorized by you or permitted by law.
If you decide to close your accounts or became an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice. Your records will be maintained only for the length of time required by law and subsequently destroy.
Miller & Associates Insurance Group, Inc. has a long history of dealing with confidential information in ways that are designed to assure your privacy. We are committed to consistently maintaining the highest standards for protecting the information you share with us, and ensuring the privacy of all customers.
This Privacy Notice applies to all the policies and contracts held or serviced by Miller & Associates Insurance Group, Inc.